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Spousal IRAs: A smart retirement strategy for couples
/in News, Tax Tips - Individual/by Betty KimHave you wondered if your spouse can still save for retirement even if they’re not bringing home a paycheck? Good news — they totally can! Thanks to something called a spousal IRA, couples can keep growing retirement savings for both partners, even if just one is earning an income. It’s a smart (and often overlooked) […]
Milestone moments: How age affects certain tax provisions
/in News, Tax Tips - Individual/by Betty KimHappy 4th of July! Wishing you a safe and happy Independence Day! Can’t believe we’re already halfway through 2025—hope you’re enjoying a great summer! At Encore, we know that age is more than just a number when it comes to tax and financial planning. Whether you’re saving for your kids, navigating mid-career decisions, or planning […]
Is college financial aid taxable? A crash course for families
/in News, Tax Tips - Individual/by Betty KimAs my oldest daughter enters her senior year of high school, our family is stepping into the world of college applications, financial aid, and exploring the growing costs of higher education. It’s been eye-opening to see how competitive the process has become—and how quickly tuition adds up, even for in-state public schools. The article below […]